With Credible Capital Invoice Factoring, you don’t have to wait 30, 60, or 90 days to get paid. Convert your outstanding invoices into working capital and maintain a healthy cash flow.
We advance funds upfront, so you can focus on growing your business—not chasing payments.
We believe every business deserves access to reliable funding. Our mission is to provide fast, transparent, and flexible financial solutions that help you grow with confidence.
Whether you’re expanding, managing cash flow, or investing in new opportunities, Credible Capital gives you the tools and funding to move forward.
Traditional financing can be slow, restrictive, and complicated. We eliminate those barriers with a streamlined process and flexible requirements.
We combine speed, simplicity, and personalized service to deliver funding solutions that work for real businesses in real time.
You get the capital you need—when you need it—so you can focus on growing your business.

Upgrade tools and machinery to improve efficiency

Open new locations or grow your reach

Cover day-to-day expenses with ease

Improve your workspace or customer experience

Handle operational costs without stress

Stock up to meet demand

Build your team to support growth

Attract new customers and increase sales

Keep your business running smoothly
Complete a quick and simple application in minutes.
Our team reviews your information and provides fast approval decisions.
Get funded quickly—often within 24 to 48 hours.
Giving your business on-demand access to working capital
Features:
Amount: 100% of value of invoices
Terms Options: Until invoice paid in full
Flexible Payments: Custom payment options
Immediate cash flow – Grows with your business
Minimum 6+ months
650+
$120,000 or higher
sers have the ability to fund invoices of any size through Credible Capital. Invoices must be less than 90 days old to be eligible for funding.
One of the best benefits of invoice factoring is that you can secure next-day, or even same-day, funding. Instead of waiting 30,60, or even 90 days to receive payment from your customers, you can factor those invoices and have cash in your business' bank account in as little as 24 hours.
A reputable factoring company will not only provide immediate capital, but also exceptional back-office support that saves you valuable time, money and resources.
There are three different types of loans. They are short, medium, and long term. Short-term loans usually last for 12 months or less. Medium-term loans can last 12 months up to 36 months. Long-term loans can last anywhere from 3 years up to 25 years.
The main term loan definition is that it has a specified length of time required to pay it off. The interest rates can be fixed or variable as well. A loan can be an open line of credit, a term loan, or other type of lending product.
Mortgages are a type of term loan that most people are familiar with. It has a set amount of time like 20 years or 30 years to pay off and a fixed or variable interest rate.
Term loans are great for any business, but they are especially helpful for businesses with special equipment, permanent locations, and other startups.
Credible Capital offers a free, no obligation quote for their term loans. Apply today to find out if your business qualifies.
Repayment begins typically the month after the loan starts unless your terms include different terms. You'll pay a set amount every month until the end of the loan unless it is a variable interest rate.
At the end of a term loan, your loan must be paid off in full. Once it's paid off, you are no longer bound by the terms of the loan.
Committed to small businesses by providing lending that’s fast and easy
We use bank-level security to keep you data safe
Committed to small businesses by providing lending that’s fast and easy
We use bank-level security to keep you data safe