Term Loans

Finance your growth with structured, flexible solutions.

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Secure Capital with Fixed Repayment Terms

A Credible Capital Term Loan provides your business with a lump sum of capital and a clear repayment schedule. It’s the ideal solution for planned investments, expansion, and long-term growth.

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Credible Capital Term Loan Offers…

  • Funding from $5,000 up to $1.5 million
  • Fast approvals with minimal paperwork
  • Funding decisions within hours—not weeks
  • Flexible repayment options tailored to your cash flow
  • No collateral required for most programs
  • Use funds for any business purpose

Why Businesses Choose Credible Capital

  • The Vision:

We believe every business deserves access to reliable funding. Our mission is to provide fast, transparent, and flexible financial solutions that help you grow with confidence.

  • The Opportunity:

Whether you’re expanding, managing cash flow, or investing in new opportunities, Credible Capital gives you the tools and funding to move forward.

  • The Challenge:

Traditional financing can be slow, restrictive, and complicated. We eliminate those barriers with a streamlined process and flexible requirements.

  • Our Solution

We combine speed, simplicity, and personalized service to deliver funding solutions that work for real businesses in real time.

  • The Result:

You get the capital you need—when you need it—so you can focus on growing your business.

Get Started

Buy
Equipment

Upgrade tools and machinery to improve efficiency

Expand Operations

Open new locations or grow your reach

Maintain Cash Flow

Cover day-to-day expenses with ease

Renovate

Improve your workspace or customer experience

Manage Expenses

Handle operational costs without stress

Purchase Inventory

Stock up to meet demand

Hire
Staff

Build your team to support growth

Marketing Campaigns

Attract new customers and increase sales

Payroll
Support

Keep your business running smoothly

Get Started With Ease

  • Apply

Complete a quick and simple application in minutes.

  • Get Qualified

Our team reviews your information and provides fast approval decisions.

  • Receive your funds

Get funded quickly—often within 24 to 48 hours.

Benefits of Term Loans

  1. Fixed, predictable monthly payments
  2. Clear repayment schedule
  3. Access to larger funding amounts
  4. Ideal for long-term investments
  5. Helps build business credit

Qualifications for Revenue Advance

TIME IN BUSINESS

Minimum 6+ months

CREDIT SCORE

650+

ANNUAL REVENUE

$120,000 or higher

The payments for a revenue-based business loan vary.

It depends on how much you take out and how much your revenue is over time. More revenue coming in means you will pay off the loan more quickly.

If you have a revenue history for your business, you can get a revenue advance even with bad credit. These types of loans are designed for business owners with poor credit but who have provable revenue coming in. 

There are three different types of loans. They are short, medium, and long term. Short-term loans usually last for 12 months or less. Medium-term loans can last 12 months up to 36 months. Long-term loans can last anywhere from 3 years up to 25 years.

The main term loan definition is that it has a specified length of time required to pay it off. The interest rates can be fixed or variable as well. A loan can be an open line of credit, a term loan, or other type of lending product.

Mortgages are a type of term loan that most people are familiar with. It has a set amount of time like 20 years or 30 years to pay off and a fixed or variable interest rate.

Term loans are great for any business, but they are especially helpful for businesses with special equipment, permanent locations, and other startups.

Credible Capital offers a free, no obligation quote for their term loans. Apply today to find out if your business qualifies.

Repayment begins typically the month after the loan starts unless your terms include different terms. You'll pay a set amount every month until the end of the loan unless it is a variable interest rate.

At the end of a term loan, your loan must be paid off in full. Once it's paid off, you are no longer bound by the terms of the loan.

Our funding specialists are ready to help you find the right solution.

Start Application

Committed to small businesses by providing lending that’s fast and easy

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Committed to small businesses by providing lending that’s fast and easy

ssl-secure

We use bank-level security to keep you data safe

Resources
Financial Solutions
Contact Information
  • Copyright 2026 Credible Capital. All Rights Reserved.
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